Mortgage Lender in The Lakes, Tempe AZ

📍 The Lakes · Tempe 💰 Prices $350K–$550K 🏠 Master-planned community with lakes and golf
$350K–$550K
Typical price range
Tempe Union High School District
School district
Conventional
Common loan type

About The Lakes

The Lakes is a master-planned family community in Tempe featuring lakes, parks, golf course, and resort-style amenities.

Home prices range from $350K to $550K, attracting move-up families seeking master-planned lifestyle.

Living in The Lakes

Schools: The Lakes is served by Tempe Union High School District. Confirm exact assigned schools for a specific address.

Employers & Commute: Tempe, Chandler, Ahwatukee employers.

Home Type: Master-planned community with lakes and golf.

Best-Fit Loan Programs for The Lakes Buyers

Conventional loan
3–20% down · competitive rates · fixed or adjustable
FHA loan
3.5% down · lower credit requirements · popular first-time
VA loan
$0 down for eligible veterans · no mortgage insurance
Jumbo loan
For homes above $832,750 conforming limit · competitive rates
Arizona Home Plus DPA
Down payment assistance · soft second mortgage · income limits

Local Flavor

Neighborhood
Built around artificial lakes with waterfront homes, golf course, and extensive recreation centers.
Market
Close to Tempe employment, ASU West, and South Tempe shopping and dining.

Frequently Asked Questions

What makes The Lakes a popular family neighborhood?
Master-planned amenities, golf course, lakes, schools, parks, and resort lifestyle attract families and active retirees.
What homes have waterfront views in The Lakes?
Premium homes directly on the lakes command higher prices ($450K–$550K+) and offer boat access.
What's the golf scene in The Lakes?
18-hole championship course; memberships typically included; active golf community with clubhouse events.
What's the HOA cost in The Lakes?
HOA dues range from $250–$400/month, including golf, lakes, recreation facilities, and maintenance.
Is The Lakes a good investment for resale?
Yes. Strong community reputation, master-planned amenities, and Tempe market support resale value.
Todd Uzzell Arizona Mortgage Lender
Todd Uzzell — Licensed Arizona Mortgage Lender
NMLS #1525192 · Serving The Lakes, Tempe and all of Arizona
500+ clients helped · FHA, VA, Conventional, USDA, Jumbo

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